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The travel insurance plan will allow you to cancel or interrupt your covered trip for covered reasons. In the event you have to cancel or interrupt your covered trip for a covered reason, you are eligible to file a claim(s) against the travel insurance plan to receive reimbursement for the prepaid and non-refundable trip cost associated with the trip. This also includes single occupancy coverage. We will pay your additional cost as a result of a published change in the per person occupancy rate for prepaid travel arrangements up to the policy limits if a traveling companion’s covered trip is canceled due to a covered reason and your covered trip is not canceled.

In addition to the Trip Cancellation and Trip Interruption coverage, the travel insurance plan will provide post-departure benefits for emergency medical situations, travel delays, baggage delays, and 24-Hour Travel Assistance & Concierge Services.*

* Travel Assistance & Concierge Services are provided by the designated provider listed in the Policy. Coverage, rates, and maximum trip length may vary by state. The Descriptions provided here are only brief summaries and may be charged without notice. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Insurance coverages underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company (NAIC #16535, state of domicile: New York).