How do I earn Rewards?

  • To earn Rewards, your account must be in good standing (i.e., open and with charging privileges) and otherwise in compliance with the Credit Card Agreement.
  • You earn Rewards for purchases less credits, returns, and adjustments (“Net Purchases”) made by you and/or any authorized user of the Account as follows:
    • You earn five (5) Rewards for each one dollar ($1.00) in Net Purchases made with your Account on eligible RCI products and services. Included are fees associated with your RCI subscribing Weeks or Points membership account, such as membership renewal, exchange, guest certificate, Exchange Plus, Extra VacationsSM getaways, Last CallSM vacations, and Trading Power Protection or Points Protection. Exclusions include RCI Travel, RCI Cruise, Lifestyle Benefits, Alternative Inventory and/or Ancillary Travel Products and Experiential Vacation purchases.
    • You earn two (2) Rewards for every one dollar ($1.00) in Net Purchases made with your Account on eligible travel including rideshare, gas, and EV charging purchases.
    • You earn one (1) Reward for every one dollar ($1.00) of Net Purchases made with the Account everywhere else. Eligible net timeshare resort maintenance and other fees and timeshare purchases (including down payments) will earn one (1) Reward per one dollar ($1.00).
  • Please see Reward Rules at https://cards.barclaycardus.com/banking/cards/rci-elite-rewards-mastercard/ for further information